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Digital loyalty card vs paper card

A paper card costs almost nothing per card, but it gets lost, can be forged and tells you nothing about your customers. Fidelia's Wallet card costs from 299 kr a month, stays in the phone and shows who comes back.

By The Fidelia team

Written by Fidelia. We compare published plans like for like and link each vendor's own page with the date we checked it. Spot something out of date? Write to hello@fidelia.se.

Short answer: paper is cheapest to start with and asks nothing of the customer, but you can’t see it, can’t reach it and can’t protect it. A Wallet card costs 299 kr a month, sits in the phone next to the bank cards and records every stamp. Keep paper if you have a few regulars you know by name; switch when you want to know who comes back and win them back.

How do they compare?

Fidelia prices per month excluding VAT, as published on 25 October 2026. The cost of paper depends on your printer, so we give no figure.

—FideliaPaper card
CostEssential 299 kr, Pro 599 krPrinting, per run
Set-up feeNoneDesign and the first print run
Customers and scansUnlimited on all plansCards you print
Lost cardsCard stays in the phone, stamps savedStamps vanish with the card
Stamp cheatingStaff scan, every stamp is recorded and corrected with a reasonStamps that can be copied, photocopied cards
Reaching customersPush and e-mail (Pro)Not possible
Knowing who comes backCustomer list and statisticsNo
Customer effortScan a QR code onceTake a card
Rewards you can runStamps (Essential); points, cashback, prepaid cards, membership cards (Pro)Stamps
Works without a phoneNoYes
Works without internetNoYes
Trial14 days of ProNot applicable
QR standFirst one included and deliveredNot applicable

Where is Fidelia stronger?

  • No lost cards. The card sits in Apple Wallet or Google Wallet, where the customer already looks for bank cards and tickets.
  • Less cheating. Stamps are added when staff scan the customer’s card; every stamp is recorded and mistakes can be corrected with a logged reason.
  • You reach customers. Pro sends push notifications to the Wallet card, and e-mail, so a quiet Tuesday can be answered.
  • You see what works. Customer lists and statistics show who comes back and how often; with paper you can only guess.
  • No reprinting. Change the reward or the number of stamps and every card updates.
  • Nothing to connect. It works alongside any till, Swish and Zettle: staff scan the card.

Where is paper stronger?

  • Cheapest start. One print run and a rubber stamp, no monthly fee.
  • No phone, no internet, no battery. It works for every customer, even those without a smartphone.
  • No learning curve for staff or customers.
  • Nothing to cancel. You stop when you stop printing.

Who should keep paper?

A very small shop with a short list of regulars you know by name, where a reward costs little and nobody tries to cheat the card. Paper is also a good backup alongside a digital card for the few customers without a smartphone.

Who should choose Fidelia?

Fidelia suits shops and cafés that want to see who comes back, reach them without printing flyers and stop handing out lost cards. Start with the 14-day trial of Pro. See the pricing page for all plans.

How do you switch from paper to Fidelia?

  1. Create your Fidelia card with the same reward as the paper card so regulars recognise it.
  2. Put the QR stand by the till and ask at payment: “Would you like the card on your phone?”
  3. Honour the paper cards: for customers with a half-full card, add the same number of stamps by hand from the customer page.
  4. Stop printing paper when most regulars have switched, and keep a few for customers without a smartphone.

Also read our guide to digital loyalty cards. More comparisons: Fidelia vs own app, Fidelia vs Stampioo or the Swedish homepage.

Questions

Are paper cards cheaper than digital ones?

Per card, yes: you pay the printer per run and the price depends on quantity and paper. A digital card has a monthly fee: Fidelia Essential is 299 kr and Pro 599 kr excluding VAT. Count lost cards, the time it takes to hand out new ones and customers you can't reach, and then compare.

What happens when a customer loses the card?

With paper the stamps are gone, or you rely on the customer's word. A Wallet card stays in the phone and the number of stamps is stored at Fidelia, so the card can be shown again.

Can customers cheat with paper cards?

A stamp can be copied and a card can be photocopied. With Fidelia, stamps are only added when staff scan the customer's card, and every stamp is recorded, so mistakes can be seen and corrected with a logged reason.

Can I reach customers who have a paper card?

No, you have no customer details. With Fidelia Pro you can send push notifications to the Wallet card and e-mail to customers.

When is paper enough?

For a very small shop with a few regulars who all know each other by name, paper works and costs almost nothing. A digital card pays off when you want to know who comes back or wake up quiet days.

Sources

  1. Fidelia: pricing, checked 25 October 2026

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