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Digital loyalty card vs paper stamp card

A paper stamp card costs almost nothing per card, but it gets lost, can be forged and tells you nothing about your customers. Fidelia's Wallet card starts at €29 a month, cannot be mislaid in a pocket, and lets you see who comes back.

By The Fidelia team

Written by Fidelia. We compare published plans like for like and link each vendor's own page with the date we checked it. Spot something out of date? Write to hello@fidelia.se.

In short: paper is cheapest to start and needs nothing from the customer, but you cannot see it, reach it or protect it. A Wallet card costs €29 a month, sits on the phone next to the bank cards, and records every stamp. Stay with paper if you have a few regulars you know by name; switch when you want to know who comes back and bring them back.

How do they line up?

Fidelia prices per month excl. VAT, as published on 25 October 2026. Paper costs depend on your printer, so no figure is given.

—FideliaPaper card
CostEssential €29, Pro €59Printing, per batch
Setup feeNoneDesign and first print run
Customers and scansUnlimited on every planCards you print
Lost cardsCard stays on the phone, stamps storedStamps lost with the card
Stamp fraudStaff scan, every stamp recorded and reversibleCopyable stamp, photocopies
Reaching customersPush and e-mails (Pro)Not possible
Knowing who returnsCustomer list and statsNo
Customer effortScan a QR code onceTake a card
Rewards you can runStamps (Essential); points, cashback, prepaid, membership (Pro)Stamps
Works without a phoneNoYes
Works without internetNoYes
Free trial14 days of ProNot applicable
QR counter standFirst one included and deliveredNot applicable

Where is Fidelia stronger?

  • No lost cards. The card sits in Apple Wallet or Google Wallet, where the customer already looks for their bank cards and boarding passes.
  • Less cheating. Stamps are added by staff scanning the customer’s card; each one is recorded and mistakes are corrected with a logged reason.
  • You can reach people. Pro sends push notifications to the Wallet card, and e-mails, so a quiet Tuesday can be answered.
  • You see what works. Customer lists and stats show who returns and how often; with paper you can only guess.
  • No reprinting. Change the reward or the stamp count and every card updates.
  • Nothing to connect. It works next to any till: staff scan the card and nothing is wired to your payment system.
  • Founding merchants in Belgium can get Pro at €19 a month for as long as they stay.

Where is paper stronger?

  • It is the cheapest start. A print run and a rubber stamp, no monthly fee.
  • No phone, no internet, no battery. It works for every customer, including those without a smartphone.
  • Zero learning curve for staff and customers.
  • Nothing to cancel. You stop when you stop printing.

Who should keep paper?

A very small shop with a short list of regulars it knows by name, where a reward costs little and nobody is trying to cheat the card. Paper is also a fine fallback next to a digital card for the few customers without a smartphone.

Who should pick Fidelia?

Fidelia suits shops that want to see who comes back, reach them without printing flyers, and stop handing out lost cards. Start with a 14-day Pro trial. See our pricing for every plan.

How do you move from paper to Fidelia?

  1. Create your Fidelia card with the same reward as the paper one, so regulars recognise it.
  2. Put the QR stand next to the till and ask at payment, “Would you like the card on your phone?”
  3. Honour the paper cards: for customers with a half-full card, add the same number of stamps by hand from the customer page.
  4. Stop printing paper once most regulars have moved over, and keep a few for customers without a smartphone.

More comparisons: Fidelia vs building your own app, Fidelia vs Goodly, or the Belgian homepage.

Questions

Is a paper stamp card cheaper than a digital one?

Per card, yes: you pay your printer for each batch, and the price depends on quantity and paper. A digital card has a monthly fee: Fidelia Essential is €29 and Pro is €59 excl. VAT. Add the cards that are lost, the time spent re-issuing them and the customers you cannot reach, and compare.

What happens when a customer loses their card?

With paper, the stamps are gone, or you take their word for how many they had. A Wallet card stays on the phone and the stamp count is stored by Fidelia, so it can be shown again.

Can customers cheat with paper stamp cards?

A rubber stamp can be copied and a card can be photocopied. In Fidelia, stamps are added only by staff scanning the customer's card, and every stamp is recorded, so you can see and correct mistakes.

Can I contact customers who hold a paper card?

No, you do not have their details. With Fidelia Pro you can send push notifications to the Wallet card and e-mails to customers.

When is paper enough?

For a very small shop with a handful of regulars who are all known by name, paper works and costs next to nothing. A digital card pays off once you want to know who returns, or bring quiet days back to life.

Sources

  1. Fidelia: pricing, checked 25 October 2026

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